Major illnesses and accidents are like lightning that can strike anyone, anytime and anywhere. Are we protected against these expensive medical expenditures?

Most of us will answer this question in the negative and ultimately end up paying for the expensive medical expenditure from our pockets, which can prove to be financially very taxing, draining all our resources. As a matter of fact a recent survey shows that 40 percent of people hospitalized have to either borrow money or sell their assets to cover the hospitalization bill.

How many of us are foresighted and take necessary insurance protection against it in time. Even if someone takes an insurance cover, it is not kept renewed year after year because one has either lost sight of it or is short of funds on the renewal date. We realize this only when it is too late to take corrective action.

The health insurance offered to the members is developed in conjunction with a Nationalized Insurance Company and is serviced by an IRDA approved Third Party Administrator (TPA). The unique health insurance coverage offered shall overcome most of the shortcomings of the standard health insurance policy.

• Holiday Package
• Discounted Fees at Panel Doctors.
• Health Checkup Plans at discounted rates.
• Diagnostic Services at discounts
• Discounts at select Chemist & Opticians.
• Discounts at Dental Clinics and treatment upto Rs. 2000 free.
• Unlimited OPD Consultation free for family upto 6 (Family definition for this benefit is flexible and dependency is not required.).
• Special rates on memberships to Gymnasiums, Aerobics Centers, etc.
• Discount on home healthcare products like blood pressure monitors, blood sugar monitors, etc.
• Discounts on purchase of fitness products such as exercise treadmills, cycles etc.
• Discounts at select Health Spas, Ayurvedic Centers, Homoeopathic Clinics, Weight loss Centers etc.
• Unique Health Insurance Policy.
• Personal Accident Policy for the Primary Member

• Family floater Policy for 1 to 6 family members
• Family coverage for individuals from 90 days to 75 years of age.
• No prior health checkup required
• Choice of sum Insured Rs. 50000 to Rs.500000 in multiples of Rs.25,000
• Cashless in-patient treatment at network hospitals by appointed TPA of Insurance Company.
• 24 hour help line provided by TPA.